Giving Consumers More Options for Health Coverage
Expand Non-Profit Plans
States should exempt classes of health plans from the definition of “health insurance” to allow more affordable plans to come onto the market.
Expand Health Sharing Options
States should exempt classes of health sharing ministries and plans from the definition of “health insurance,” particularly for plans created after 1999 and thus clearing up a regulatory “gray area.”
Association Health Plans (AHP)
States should allow small businesses and entrepreneurs to pool together to get more affordable health insurance options for themselves and their employees. States can also create a clearer pathway for new AHPs by providing “model” AHP formation policies.
Short-Term Plans
States should allow individuals to buy short-term plans that last up to a year, with renewability options for up to three years.
Expand Direct Health Care Options
States should allow patients to form direct health care arrangements with any physicians and for any services, without regulating such arrangements as insurance. Although 26 states allow these arrangements for primary care, only nine states extend this beyond primary care.
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news
FGA Applauds Judge's Motion to Allow Expansion of Short-Term Plans
Naples, FL — After a federal judge ruled the Trump administration’s efforts to expand short-term limited duration health insurance plans can continue, the Foundation for Government Accountability (FGA) released the following statement: “This ruling is a big win for 2.5 million uninsured Americans who stand to gain coverage due to additional options for short-term plans,” said […]
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commentary
Exclusive Data on Thousands of New Short-Term Plans Now Available At A Fraction Of The Cost
At the beginning of October, the outlook for millions of Americans seeking affordable health coverage improved. Uninsured individuals, people between jobs, recent graduates, and new retirees, among others, now have access to affordable short-term plans. These plans—an opportunity that arose from flexibility granted with new federal rules—allow Americans to purchase health plans they can afford […]
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video
Short-Term Plans: Health Insurance that's Right for You
Skyrocketing premiums and limited choices have made options for affordable health insurance options few and far between. With short-term plans, individuals in between jobs or in any time of transition can purchase the health insurance they need at the price they can afford. For more information on short-term plans, please visit here.
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