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Protecting Patients’ Pocketbooks

Allow Shared Savings  

States should ensure individuals can share savings with their insurers for choosing low-cost, high-value providers. 

Allow Less Expensive Out-Of-Network Costs To Count Toward Deductibles 

States should ensure individuals can count services provided by low-cost, high-value providers toward their deductible even when those providers are out of network. 

Protect Specialist Referrals From Direct Primary Care Providers

States should prevent insurance companies from creating barriers to specialists for patients with direct primary care doctors.

Our Health Care Experts
Brian Blase
Brian Blase

Visiting Fellow

Hayden Dublois
Hayden Dublois

Data and Analytics Director

Joel Allumbaugh
Joel Allumbaugh

Visiting Fellow

Jonathan Ingram
Jonathan Ingram

Vice President of Policy and Research

Sam Adolphsen
Sam Adolphsen

Policy Director

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